Littleton Coin Co. advertises widely via credit card bill envelopes that it will send you a 2003 silver dollar "at their cost." It provides a coupon to fill out and return but the coupon does not say anything about a "coins-on-approval" service and so when the unsuspecting customer fills in the coupon with credit card information and sends it back, he or she is not provided adequate notice of that service.
When the customer gets the 2003 coin, he or she gets a 2001 and 2002 silver dollar as well. Later on, the coin company sends out a bill demanding payment for the two coins at well above the price paid for the 2003 coin -- more than double.
The "coins-on-approval" service is mentioned once on another part of the credit card bill envelope. This practice is so misleading and/or deceptive that it amounts to fraud by trick or device -- and it is mail fraud into the bargain.
Postal regulations allow customers to keep unsolicited goods without making payment for them. Buyers who use the Littleton Coin Co. coupon should beware of this company's shoddy practice and either specify ON THE COUPON that they do not want other coins or, if they do get the extra coins, keep them without paying for them on the grounds that fraud in the inducement was involved.
Lee
Aloha, Oregon
U.S.A.
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